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Once again, it's time for the FNGT!

If you don't know how this works, . That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

**Once again, it's time for the FNGT!** If you don't know how this works, [click this link](https://fngt.gq/index.php?page=intro). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. **NOTE:** That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

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[–] • 0 pt

I have a horrible habit of not looking at bills and just putting them on auto-pay. I pay for online services I don't even use. I automatically donate to I don't know how many charities - some of them more than once, 'cause I forgot that I was already donating to them.

It's a horrible habit.

[–] • 0 pt

LoL I dont have any auto pay, I am sure happy that I get to go back to work finally on Monday

[–] • 0 pt

The worst part is that I have so many different accounts that I can't look at just one and know what my expenses are. I can look at my monthly accounting statement from my accountant and find out, but I never do. I bet I read that once or twice a year. I read the fiscal year-end and quarterly reports. I skim over my tax reports. I have no idea what my monthly expenses are. I have no idea how many things are on auto-pay.

For example, I pay for Amazon Prime. I don't actually use it. I never stream the videos and seldom order anything from them. I didn't even want the account, but I have an ex who wanted to watch Amazon Prime videos and she liked to order stuff from them. I don't know what it costs me per month, but I know I pay for it.

[–] • 0 pt

You might want look closer at that stuff. Lots of people been ripped off a whole lot by doing only skimming