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[–] 4 pts

Trust me; within your lifetime, they will advocate for the abolishment of human operated automobiles but will find leveraging high insurance more effective at making people switch. You will lament ever making this argument as you remember the days you could explore paths not on any maps.

[–] 2 pts

You will lament ever making this argument as you remember the days you could explore paths not on any maps.

Hyperbole is sometimes difficult to tell from honesty.

[–] 0 pt

In America do you guys have to have insurance to drive?

[–] 2 pts

Yes. At some point it was $40,000 in liability. That might have gone up. You can self-insure, in some states. As with most things in the US, the details depend on in which state you reside. But all of them require proof of financial responsibility.