it's totally useless, both in what it covers, the crazy premium, and the insane deductibles.
Precisely why I went without. Just paid out of pocket the few times I've needed to. VASTLY cheaper.
Reminds me of some comedian's joke, (can't remember who), talking about car insurance is like gambling.
Bet you two grand a year I don't wreck my car.
<Wrecks car.....>
Bet you double or nothing, I don't do it again!
😄
Yeah, it's legalized gambling, and you know the minute you need something you get dropped. The house wins even if you win, because you're always the loser.
Yup!
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