Conceptually it's a replacement for having a community where people help each other when dire things happen. Shared risk pool.
Conceptually it's a replacement for having a community where people help each other when dire things happen. Shared risk pool.
Except the vast amount of payment cones from those least likely to get paid out.
Car insurance literally is the subsidizing of bad, youthful and drunk drivers by the good.
Health insurance is primarily elderly vampirism of the younger folk. The drunks druggie, sports players and food addicts stealing from the responsible
Except the vast amount of payment cones from those least likely to get paid out.
Car insurance literally is the subsidizing of bad, youthful and drunk drivers by the good.
Health insurance is primarily elderly vampirism of the younger folk. The drunks druggie, sports players and food addicts stealing from the responsible
Multiple risk pools solve this, unless government stops companies from it.
Multiple risk pools solve this, unless government stops companies from it.
Like cannot deny coverage to ore existing conditions?
If you the maths. And many have. If you save insurance premiums. Invest in actual aaa rated. You will come out better off even when having to self finance a disaster
Like cannot deny coverage to ore existing conditions?
If you the maths. And many have. If you save insurance premiums. Invest in actual aaa rated. You will come out better off even when having to self finance a disaster
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