On the one hand you could pay on the 30 year schedule and it doesn't cost you anything. On the other hand most people are financially illiterate and won't divert the monthly surplus when available into the mortgage. If you were extremely confident you could convert the mortgage surplus into silver or gold and chunk the mortgage at a later point.
On the one hand you could pay on the 30 year schedule and it doesn't cost you anything. On the other hand most people are financially illiterate and won't divert the monthly surplus when available into the mortgage. If you were extremely confident you could convert the mortgage surplus into silver or gold and chunk the mortgage at a later point.
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