I took the link to her plan page. https://kamalaharris.org/homeownership-gap/ >We’ll require lenders to calculate debt to income on a monthly basis and expand the sources of income for purposes of the calculation. > Lenders currently calculate debt to income as total debt against one year of income. The resulting ratio tends to disproportionately negatively impact Black and Latinx This disproportionately impacts people who can't hold a job. lmao... More handouts. Didn't we already have a [housing bubble created by democrat polices](http://www.uspolicymetrics.com/the-clinton-era-roots-of-the-financial-crisis/) which put unqualified people into homes?