Yeah, in my experience, even if a man has a woman that works, it seems that she always wants to spend his money first!
A lot of people can retire far earlier then they think. I'll probably never have a regular job again. When you're not working you can go anywhere including low tax states and live cheap.
And many jobs have been getting worse and worse for years. Coupled with vax mandates (whether federal or just per the company) and a government that is now gonna tax the shit out of you if you make too much money it's a good time to quit or at least sit out for awhile.
Borrowing money is so easy these days, I'm fairly sure an experienced hand could live exclusively off of endless borrowing, using new debts to pay off old ones, maybe a bankruptcy or two along the way.
It wasn't always this way. Borrowing used to be difficult and expensive.
Now they throw credit cards at you.
They have exchanged real wages for easy credit.
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