Now, the bible says the love of money is the root of all evil, i understand what is meant by this. The bible also says that you should not go bankrupt trying to help others. And the second clause is much harder to live by when navigating the current world. I want to help people, but at the same time, i feel like im stretching my self way too thin in the process. However, beyond this, it seems everyone these days has become absolutely stupid with money. I knew an old army financial advisor. I did a transfer to the military at the time (my wife was in the army), and had him manage my finances. And this is where the problems start. See, i had given him the entire SGLI for a Roth IRA conversion. But then the guy wanted more money. So it came down to some insane 500,000 in total funds under management. And on top of this, he wanted me to send him even MORE money on top of that, to the tune of 100,000 from a capital cash account. It eventually became too much and i moved my funds somewhere else, because this was an absolute insane request to ask of anyone. He then prompted a HELOC so i could use my house to pay for it instead. Except the only person who wins here is him, and this must not be a good FA if he's advising people to commit to horribly destructive actions like this The same with my mom and ex mother in law, both of them smacking at the lips to try to part me from my money. Telling me to spend it on random stuff, or on completely discretionary useless items. My ex mother in law even thought i should create a trust of some sort and make her the administrator. Like that's gonna ever happen. Just so much greed around me, and just absolutely shitty people when it comes to money being involved.