After the crash of 2008, it got really really hard to get a loan. The rules loosened a lot as time wore on, so what you're considering ultra-easy 10 years ago is still insane compared to 2004.
In 2004 I walked into my credit union and asked for a loan officer. Told him I needed 5000$ for some stuff around the house. It was a form consisting of the usual stats, and nothing more. No returns, no W2s, no nothing. 2007 I drove a new car off the lot with the promise of "Yeah, we called your credit union and they say it's processing, so no problem. We'll call you in a week." 2012? All kinds of questions about why, when, where, all kinds of financial background, etc. Crazy, took a month for a small home improvement loan.
Just feels like Jews played the currency roulette, exploited these lenient laws to ther benefits, fucked everything up because they failed to pay, and now the comon pleb is the one stuck holding the bag. Loan rules for you, but not for the chosen parasites
Yes, it's exactly that. The housing crash of 2008 was caused by joos leveraging recently-removed investment rules and getting burned when the bottom of the pyramid stopped paying (or never started.)
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