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656

Most people move jobs every 18 months or so, and these ass fucks want 2 years of consistency. All the rules being made now for new loan applications are intentionally made to fuck over small business owners, people who work in volatile industries (all of them really), people who have dependents, people who want to be entrepreneurial, etc. And yet the Jews who make these rules create fictitious jobs all the time, or move up the ranks, and then close the doors behind them. I swear, the fucking collapse cant come soon enough, this shit makes my blood boil

Most people move jobs every 18 months or so, and these ass fucks want 2 years of consistency. All the rules being made now for new loan applications are intentionally made to fuck over small business owners, people who work in volatile industries (all of them really), people who have dependents, people who want to be entrepreneurial, etc. And yet the Jews who make these rules create fictitious jobs all the time, or move up the ranks, and then close the doors behind them. I swear, the fucking collapse cant come soon enough, this shit makes my blood boil

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[–] 2 pts

west coast you need a full cash offer

[–] 2 pts

Its super ironic that most other countries ban the practice of letting foreigners buy a property without at least a native co borrower, but America does not. Really goes to show, we mean fucking nothing as citizens of the US

[–] 1 pt

The government has been shitting on the citizens for a long time.

[–] 1 pt

This is what we have been facing trying to buy a new rental unit. All the low end stuff needs full cash offers above market to get in the door.

[–] 2 pts

Find a black rock owned home and start squatting in it. Make them spend major resources to evict you. Now get a few thousand to do the same and the housing market is fixed.

[–] 1 pt

You only need 3 months in the uk. You won't get a mortgage if you're self employed AT ALL unless the company pays you an exact amount every month, then they say yes.

[–] 2 pts

In the US they want you to be self employed for a minimum of two years before they consider it as valid income ....

[–] 0 pt

Yep absolute joke.

[–] 3 pts

Everything in the US is built so that you have to be corporate slave. Anything that shows individualism, self sufficiency, is viscerally banned or legalezed out of existence

[–] 1 pt

This is why we save our money, instead of spending it the second we get it on credit card debt.

Also, lower your expectations. Buy something no one else wants and put some work into it. You will build equity and when you sell, you will realize a profit.

[–] 0 pt

I was whistling this same tune about 10 years ago, I just saved my nickels and when the housing crash came in 2008-2014, I was ready. bought it as a single owner with no $ down. (VA guaranteed loan). Things rarely stay the same , as much as they try to control it, they can't plan everything. Be responsible and you will get there.

[–] 0 pt

Then add in the housing market went through the roof. 200k home are 500k homes now.

[–] 0 pt (edited )

We can't afford to sell and move elsewhere. Don't want another kike mortgage.