My goodness, that's terrible. I live in a much smaller town, and I can't even sell my silver now. Well, I could, but the best offer I got was $8 an oz, and that was when it hit near 30. If you want another saving idea, guns. If you live in a state that allows private sales of firearms, buying guns can be great savings. I know a fella that keeps his savings in weapons, when he needs cash, he sells a pistol or something, always at profit. For short term, I would say crypto, if your even thinking about it, go open an account on an exchange(s) tonight. It takes upwards of a week for some of them to verify your identity. I'm several days in waiting for mine, and have already lost potential gains enough to piss me off. So get the accounts now, that way if you want to jump in at a moments notice, you're ready. Good luck man, I'm no expert, so take it all with a grain.