Just buy a car much cheaper than you can afford since cars are just depreciation machines. Responsibility vs trying to impress other people. If you are trying to go anywhere near the edge of what you can afford just to impress other people then you have a problem. You aren't 19 anymore. It's time to be a man and think in practical terms. Men don't wear earrings for a reason. It's a feminine attribute to be vain. It's a male attribute to be practical.