i looked it up and "they" say that is false.
If you are receiving the Pfizer/BioNTech, Moderna, or Johnson & Johnson Covid-19 vaccines, you are not receiving what’s still considered by the U.S. Food and Drug Administration (FDA) to be an “experimental” vaccine. Instead, you are receiving a vaccine that has already earned emergency use authorization (EUA) from the FDA. That means that the FDA has reviewed the pre-clinical and clinical trial data on these vaccines and determined that the benefits of the vaccines significantly outweigh any risks and unknowns about the vaccines.
I emailed my aflac rep an hour ago, her response is as follows: "The COVID vaccine hasn't been added as an exclusion to my knowledge so yes in that example it would still pay out."
There have been no clinical trials, save the general public test rats.
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