Not related to covid - My wife was recently prescribed euliquis (?), the premier blood thinner. With Medicare, a supplement insurance, the the medicare plan whatever for drug prescriptions. Her social security is $1200 a month, medicare and supplement insurance is about $400 a month. The co-pay for eulquis is $445 for a 30 day pack. We filled out all sorts of forms to get a discount or free from the maker, but they said she wasn't eligible until after she has $600 out of pocket expense each year. We're meeting the doc tomorrow to come up with an alternative.
That’s just one more refill at 445
Yep, but in Jan we'd have to buy 2 more months worth to make the $600 out of pocket for 2022.
So one of the lessons is, own your house and be debt free when you retire. And don't get sick. Getting old is not for sissys.
I have 1,500 or 3,000 family out of pocket at 10% of the bill each year.
Name brand prescriptions are 80% the full year unless you get on a discount program. I had a coworker paying 480 a month for a 30 year old drug since nobody will make a generic version. I have another coworker paying $5 for a 5,000 dollar a month prescription.
My parents went with Kaiser for part D they pay 5 or 10 dollars for a prescription, even name brand if you’ve tried the other cheaper versions and they don’t work or you have issues.
They paid 50,000 a month for a new cancer drug for my dad, it worked for 6 months.
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