84-month car loans: Smart move or financial trap? Spoiler it's a financial trap. | Poal: Say what you want.

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84-month car loans: Smart move or financial trap? Spoiler it's a financial trap. (archive.ph)

Either cash it out or put down as much as possible and have good credit.

Either cash it out or put down as much as possible and have good credit.

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[–] • 0 pt

They keep getting a bump in the "used" market while they sell "new" for cost because no one is willing to pay the markup on new.

They are just hoping you are going to be stupid enough to trade in a used for like 5k (that is worth 20k) so you can "buy" something that costs 45k and think you got the better end of the deal....

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[–] • 2 pts

They are just hoping you are going to be stupid enough to trade in a used for like 5k

People don't understand a service generating asset. If the car works pretty good then fix and maintain it.

My fleet is 15 years old on average. But this morning my truck suddenly looked like it has severe dandruff as the cracking clear coat suddenly decided to explode or something. It's unseemly - maybe I'll have it sprayed, maybe not.

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[–] • 0 pt

Wouldn't worry about it. Relative drove a '92 C/K around for years that looked like it had been in a fire due to that bad formula primer they used at the time. No one cared, the truck ran until it didn't.

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