Not sure if anyone in this thread lives in Ireland, but doesn't Ireland use ecurrency mint? Are you cashless yet? https://thesiliconreview.com/magazine/profile/an-interview-with-jonathan-dharmapalan-ecurrency-mint-limited-founder-we-enable-central-banks-to-authorize-and-issue-digital-fiat-currency Who's behind this? Largely PO: https://archive.is/DoHFf More: https://www.ecurrency.net/news-2 and https://innovation-village.com/omidyar-network-invests-in-e-currency-mint/