In the EU it's already implemented I think Above 100k you get taxed to store your money in the bank lol https://www.zerohedge.com/markets/deutsche-bank-capitulates-starts-charging-all-new-deposit-account-exceeding-eu100000 Deutsche Bank Capitulates: Starts Charging Negative Rate On All New Deposit Accounts Over €100,000 Now, less than half a year later, the Frankfurt-based bank - which itself is in dire financial straits - has capitulated and to avoid paying the ECB's punitive rate will soon introduce negative interest rates for even its medium depositors. A Deutsche Bank spokesman told Handelsblatt that "The ongoing pressure from negative interest rates makes it necessary for Deutsche Bank to charge custody fees for new accounts exceeding €100,000 starting May 18, 2020." The "deposit rate" of -0.5% is equal to the rate the ECB charges banks for money parked there. Fuck yeah