I posted about this before, but after seeing some niggerish behavior IRL. I figured I'd toss it out again for anyone that might find it useful. Seems a lot of people don't know you can get over 4% interest in a savings account right now. With many accounts offering a yield higher than the 10 year treasury note. Search high-yield savings and you'll see plenty of options. SOFI, American Express, Discover just to name a few. Anyways, save and invest your money folks!