Quite likely. You can buy race car insurance, so I assume these are covered to some extent. They're likely insured against total loss. If it's repairable, they don't have a claim. If it's completely lost, they'll get some agreed upon value for the car.
Quite likely...
I'm not positive. I am speculating based on what I know of the industry.
The owners would probably rebuild it and race it again over taking a total loss anyways.
I have not seen any crashes yet, lots of guys spinning out
I haven't a clue why you're missing them, though there hasn't been anything since the last one I mentioned. The last crash I mentioned was the most recent crash.
I suspect some are tax havens. Your car becomes an asset owned by your charity and you write off the expenses while saying you're keeping history alive (or some shit like that) to the tax man.
It is an awesome spectacle when those cars are racing!
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