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Once again, it's time for the FNGT!

If you don't know how this works, . That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then .

**Once again, it's time for the FNGT!** If you don't know how this works, [click this link](https://fngt.gq/index.php?page=intro). That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. **NOTE:** That site is by invitation only. If you want an invite, and you're a regular participant, then just ask COF, Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only. Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then [you can donate](https://poal.co/donate).

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[–] • 0 pt

I wasn't putting myself down. I will look into what I need to do to get their names on the deed tomorrow. I want things to be easy as possible for them when the fateful day does come.

[–] • 0 pt

Yeah, definitely get them on there ASAP!

You don't have enough assets to worry about putting things into trusts, probably? If you get upwards of 500k in additional assets then you might want to look at putting things into trusts, as they're preferred over willing something to someone.

You can name someone in a trust, negating some inheritance taxes (for example). Trusts can do a whole lot of stuff. They're not too far from being their own incorporated entity. I'd not worry about it as a will should be adequate. But, if your finances change, consult a lwyer and look into trusts.

That said, you should write down some general guidelines.

Another couple of things (while handing out unsolicited advice):

Life insurance. I'm not sure your income is consistent enough to pay, but even a small plan is inexpensive. Hell, my favorite credit union gives you a 10k life insurance policy just for being a member.

The other is 'pre-needs'. Basically, that means you pay for your funeral expenses before you die. It's like 4k for a cremation. It's an average of like 12k for a full-on funeral. That removes a huge burden from your family.

Yes, I realize this is unsolicited advice, but I've had death on the brain lately.

[–] • 0 pt

I do not have any other assets that are worth that much, besides my songs! LoL those are priceless!

I do not have life insurance, I probably should, at least enough to cover the death expenses.

[–] • 0 pt

Yeah, you can do pre-needs. Set up a payment plan with your favorite funeral home and then pay what you can. I think they let you pay what you can and not a set fee. If you died before paying for everything, they still get credit for what you paid.

And, another one of COF's relatives replied. I sent 'em a bunch of music. You could link to "She's a Whore" and the song about my lawyer and I'll include those in my next (appropriate) response.