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Once again, it's time for the FNGT!

If you don't know how this works, click this link. That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down.

NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask Crazy, or myself.

If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only.

Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then you can donate.

Once again, it's time for the FNGT! If you don't know how this works, click this link. That link will take you to another site to give you some additional information and tell you about some of our off-site features. That's also the site where we will host the weekly guitar threads, should Poal go down. NOTE: That site is by invitation only. If you want an invite, and you're a regular participant, then just ask Crazy, or myself. If you do know what's going on, you probably don't need to click that link - but you may want to, to make sure you know of the other features, such as the archive or a separate forum that's invite only. Remember, we are guests here on Poal. Let's act like it. If you're interested in supporting Poal, then you can donate.

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[–] • 0 pt

You'd think so, but your spending will likely increase. You'd have to pay attention to live within your means - while you're sitting there admiring things you can now 'afford'.

Depending on how you structure your investments, you can pay as little as 15 to 25% in taxes. If they're long-term investments, you're subject to 'capital gains' taxe rates - instead of being taxed at the same rate as income taxes. So, it's not too bad. Like the first 10k is tax-free anyhow, assuming you're single and filing by yourself - not married or anything like that.

At 70k, you should be hiring an accountant. (Obviously not full-time, like a few hours a year for like $500.)

[–] • 0 pt

If I was making 70 grand a year my car would be running!

[–] • 0 pt

Or you'd buy another one and think to yourself, "Well, I'll just spend a little less elsewhere." Or "I can just live on 65k next year."

The figure is 7 and 7. 70% of all lottery winners are broke within 7 years. They're twice as likely to file for bankruptcy within 3 to 5 years than the average person is.

It's REALLY easy to fuck it up and wind up penniless. Every one of 'em thinks they'll be set for life, but that's not true for the majority. It's not even close to true for a giant percentage of them.

You'd have to be really disciplined - and that's hard to do when you've got 'plenty' of money in the bank and you think things like, "I can pay myself back later. I can spend less next year/month to make up for it."

It's REALLY fucking hard.

[–] • 0 pt

I like to think I could limit myself to living on a grand a week, even if I had millions in the bank. Especially once I had all the things I need.