IRAs are simply a tax strategy. If you mean, what should I do with my IRA portfolio, I'd change everything to an unmanaged fund(s). You pay huge management fees otherwise.
If you're asking me if your money is safe in the stock market, I can't answer that because it is up to the whims of our government. I'm keeping a substantial amount of my savings in because it is a ponzi scheme and the criminals running it don't want it to die anymore than I do. We have a similar interest here. Also, the same criminals buy our politicians, so I believe our money is safe for the time being.
Eventually, the stock market will die, I just don't know when.
Sorry I can't be very clear here.
Thank you.
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