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Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like.

Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like. Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

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[–] [deleted] • 2 pts

It based on the nigger factor as well as number of spics. Because the more nigger and spics you have, the more morons you have that drive without insurance but cause most of the accidents.

[–] • 1 pt

I personally know two people that got into car accidents with an illegal and were out of luck because the illegal had no license or car insurance. If that ever happened to me I would have to rob them of all the cash they have.

[–] • 2 pts

I had a spic hit and run me. Ended up paying 1 grand in cash to get my car fixed