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Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like.

Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like. Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

(post is archived)

[–] • 5 pts

Yep. When I got my insurance when I first started driving at 16 I was shocked how high it was. My agent said ‘it’s a good thing you don’t live in Southfield then’.
That was my first red pill that you can never live around niggers and not pay for it in many ways.

[–] • 3 pts

Here. https://demographics.virginia.edu/DotMap/index.html

This is the Racial Dot map. I used this when picking where I wanted to live. Full map of the US with colored dots representing individuals and their race.

A fun game to play is to think of any part of a city you know to be shitty, and zoom in to see the demographics. 9/10 spics or nigs live there. Also, try the nice parts of towns, 9/10 whites or asians.

Freeways, train tracks, and major roads always seem to be the dividing line.

[–] • 2 pts

The other fun game is to find concentrated islands of blue dots (white people in retirement homes) or green dots (blacks in prison).

[–] • 1 pt

The green dot thing is so very true.

[–] • 1 pt

Nice resource. Thank you.

Orange and green splotches everywhere. Wrong ZIP to move to. I'll be referencing these comments in the future.

[–] • 0 pt

Its like watching a disease spread.

[–] [deleted] • 2 pts

It based on the nigger factor as well as number of spics. Because the more nigger and spics you have, the more morons you have that drive without insurance but cause most of the accidents.

[–] • 1 pt

I personally know two people that got into car accidents with an illegal and were out of luck because the illegal had no license or car insurance. If that ever happened to me I would have to rob them of all the cash they have.

[–] • 2 pts

I had a spic hit and run me. Ended up paying 1 grand in cash to get my car fixed

[–] [deleted] • 2 pts

I demand reparations.

[–] • 2 pts

I demand a discount for being White.

[–] • 2 pts

The amount of beauty stores is a good indicator as well. Along with the presence of random shopping carts everywhere.

[–] • 1 pt

Shopping carts not in their corral is a sign of boomers and niggers. Shopping carts strewn all over town far away from where they belong is a definite sign of niggers. Sand niggers too, believe it or not.

Beauty stores... I haven't really noticed that as I don't frequent them or pay attention to where they are, but I'll be on the lookout now.

[–] • 2 pts

Can confirm. My suv is 40 bucks a month to insure.

I live in a very white, very rural area.

I also own it outright.

[–] • 1 pt

The 2005 SUV I own has been mine outright from day one. Between "bare minimum, standard, and premium" insurance coverage, I've always had a standard policy, minus rental assistance. In spring of '18 a nigger whipped out in front of me and my vehicle at the time was declared a total loss.

I believe insurance is a racket for the most part, but having that safety net of insurance was a good thing.

[–] • 1 pt

Lesson learned: Stay away from nigras.

[–] • 1 pt

'Murican auto insurance rates are nuts.

Here in Qc I pay 1100$ a year in monopoly money, insured front & back with no deductible.

[–] • 0 pt

My rate is $1200 a year. Full coverage, including $100 deductible comprehensive, and in the Los Angeles metro area.

[–] • 0 pt

So does that mean OP has an abysmal driving record?

[–] • 1 pt (edited )

Depends on the car, too. You'd think it would be the cost to repair/replace the car, but it isn't. My wife's car costs $2,000 a year even though the car costs half as much as my car and she has the same driving record and address.

[–] • 0 pt

The nogs and spics in my new ZIP must have abysmal driving records... or they're largely under-insured/uninsured (or both).

No tickets here, and claims activity in the last two years is one for towing -- tranny died and it needed a tow. The car is otherwise reliable, so I went ahead and ate the $2,000 to have the tranny rebuilt.

[–] • 1 pt

It costs a fortune to insure a car in London.

A totally unconnected fact is that London is over run with niggers

stop connecting the dots goy

[–] • 1 pt

In BC Canada they finally changed it to individual responsibility. My insurance for a 2018 truck went down $350 and my crash ace gf went up $400 for her 2009 Infiniti. I've never had a claim.

[–] • 1 pt

Same my rates went down for once.

[–] [deleted] • 1 pt

Better yet, check out Charles Murray's superzips. If it's over 80, you're good to go.

[–] • 0 pt

Eh...shows Houston with an 83.02% and it's a nigger infested shit hole.

[–] [deleted] • 2 pts

Not that zip. There are several zips in large cities. The demographics change from zip to zip, and hence so do the schools and crime rates.