Can confirm. My suv is 40 bucks a month to insure.
I live in a very white, very rural area.
I also own it outright.
The 2005 SUV I own has been mine outright from day one. Between "bare minimum, standard, and premium" insurance coverage, I've always had a standard policy, minus rental assistance. In spring of '18 a nigger whipped out in front of me and my vehicle at the time was declared a total loss.
I believe insurance is a racket for the most part, but having that safety net of insurance was a good thing.
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