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Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like.

Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like. Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

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[–] • 1 pt (edited )

Depends on the car, too. You'd think it would be the cost to repair/replace the car, but it isn't. My wife's car costs $2,000 a year even though the car costs half as much as my car and she has the same driving record and address.

[–] • 0 pt

I'll never understand insurance underwriters.