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[–] 3 pts

Their fraud department should have caught that.

Sure, then the parent should have to file charges against the person who made the fraudulent charges. If that person is a minor, their parents are on the hook.

[–] 1 pt

You misunderstand. The fraud department should have detected a buying pattern which is both inconsistent with user history and consistent with fraud. They should have contacted the card holder early into the spending to confirm legitimacy. Which would have prevented most of this.

Fraud departments frequently get involved early so they don't have to deal with police after the fact. Protects themselves and the card holder.

I can agree with that, but ultimate responsibility still lies with the parent for giving the kid access to the payment information. It's going to be an expensive lesson in paying attention to her son and what he's doing.

[–] 0 pt

Exactly, and if the kids are your own, the go sue yourself, aka go fuck yourself moron.

[–] 1 pt

Some people legitimately spend these amounts on these games. Genshin Impact made something like 25 million it's first weekend.

[–] 0 pt

Well sure. But it's about individual purchase history. If they don't have a history of large sequential purchasing on entertainment, a fraud flag is typical.

[–] 0 pt

So you want a fraud department full of shitskins and algorithms to have more responsibility than parents for their kids?