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584

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[–] 3 pts

OP is a faggot. People shouldn't spend beyond their means.

[–] 3 pts

It's the same as your car getting repoed or booted if you don't pay. I'm the only person I know who doesn't have a single credit card.

But the joos made it where no credit equals bad credit. Unbelievable.

[–] 1 pt

Yes, and somehow I survived without it.