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296

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[–] 1 pt

Why would anyone need to have that much in their account to begin with? I been using PayPal for years and never had squat in my account. I buy something, it gets taken out of my debit card. Someone cancels an order, it goes directly back into the debit card. Someone fails to send what was paid for, and PayPal refuses to refund, I contest the charge, and the credit union flips PayPal the birdie. Why would anyone trust PayPal beyond what is absolutely necessary?