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Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like.

Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

Before moving, check how your bill might change in a new ZIP code. Get a few quotes even. After a 2-3 mile move, my coverage shot up by $170/month. And sure enough, there turned out to be more niggers and spics here than I would like. Whoever underwrites my policy clearly sees a lot more claims activity in this ZIP code. And niggers can be thanked for that. If only they were all dead.

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[–] • 1 pt

'Murican auto insurance rates are nuts.

Here in Qc I pay 1100$ a year in monopoly money, insured front & back with no deductible.

[–] • 0 pt

My rate is $1200 a year. Full coverage, including $100 deductible comprehensive, and in the Los Angeles metro area.

[–] • 0 pt

So does that mean OP has an abysmal driving record?

[–] • 1 pt (edited )

Depends on the car, too. You'd think it would be the cost to repair/replace the car, but it isn't. My wife's car costs $2,000 a year even though the car costs half as much as my car and she has the same driving record and address.

[–] • 0 pt

The nogs and spics in my new ZIP must have abysmal driving records... or they're largely under-insured/uninsured (or both).

No tickets here, and claims activity in the last two years is one for towing -- tranny died and it needed a tow. The car is otherwise reliable, so I went ahead and ate the $2,000 to have the tranny rebuilt.